Legal

Privacy Policy

Last updated: February 20, 2026

TL;DR — We collect only what we need to run SplitEase. We never sell your data. You can delete everything at any time.

1. Who we are

SplitEase Technologies Pvt. Ltd. ("SplitEase", "we", "us", "our") is a company incorporated in India. We operate the SplitEase mobile application and this website. Our Data Protection Officer can be reached at hello@splitease.ai.

2. What data we collect

  • Account data: Name, email address, phone number, and profile photo when you sign up.
  • Expense data: Amounts, descriptions, categories, participants, and dates of expenses you enter.
  • Payment data: We do not store card numbers or UPI credentials. Payment processing is handled by Stripe and Razorpay under their own privacy policies.
  • Device data: Device type, OS version, app version, and push notification token (for sending alerts).
  • Usage data: Feature interactions, crash reports, and performance metrics — collected pseudonymously.
  • Voice data: If you use voice expense entry, audio is processed in real-time and immediately discarded. We do not store voice recordings.

3. How we use your data

  • To provide and improve the SplitEase service.
  • To send you transaction confirmations, settlement reminders, and product updates (you can opt out of non-essential communications).
  • To personalise your in-app experience (e.g., smart suggestions based on your groups and expense history).
  • To detect fraud and maintain security.
  • To comply with applicable Indian law, including the Digital Personal Data Protection Act 2023 (DPDP Act).

4. How we protect your data

All data is encrypted at rest using AES-256 and in transit using TLS 1.3. We conduct regular security audits and penetration tests. Access to production data is limited to a small number of engineers and requires multi-factor authentication.

5. Data sharing

We do not sell your personal data to anyone, ever. We share data only with:
  • Payment processors (Stripe, Razorpay) to facilitate settlements.
  • Cloud infrastructure providers (AWS, Cloudflare) under data processing agreements.
  • Analytics tools (pseudonymous, aggregated usage data only).
  • Law enforcement, if legally compelled and only to the minimum extent required.

6. Your rights

Under the DPDP Act and applicable law, you have the right to:
  • Access all personal data we hold about you.
  • Correct inaccurate data.
  • Delete your account and all associated data.
  • Object to or restrict certain processing.
  • Nominate a nominee for your data in the event of death or incapacity.
Exercise any of these rights by emailing hello@splitease.ai. We respond within 7 business days.

7. Data retention

We retain your data for as long as your account is active. If you delete your account, all personal data is permanently deleted within 30 days, except where retention is required by law (e.g., financial records for 7 years under Indian law).

8. Cookies

Our website uses cookies for authentication and analytics only. See our Cookie Policy for details.

9. Changes to this policy

We will notify you via email and in-app notification before making material changes to this policy. Continued use of SplitEase after changes take effect constitutes acceptance.

10. Contact

Questions about this policy? Contact our DPO at hello@splitease.ai or write to: SplitEase Technologies Pvt. Ltd., Gurugram, Haryana, India.